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Accelerator · Banking

UK Mortgage Underwriting & Affordability

In testing

Decide mortgage applications end to end under MCOB 11, from stressed affordability to credit history and property policy, with a full rationale for every approve, refer or decline.

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Built on
FCA MCOB 11.6MCOB 11.9 modified affordabilityMCOB 2AConsumer DutyFPC loan-to-income flow limit
Build date

3 August 2026

26
Core Evals
TBA
Adversarial Evals
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