Onboarding, monitoring and sanctions policy with a defensible rationale for every outcome
Financial crime, lending, advice and payments decisions applied identically at volume, with a regulator-ready rationale for every one.
- Policy under version control, with a diff for every change
- Graded evals that prove coverage before release
- Re-performance of historical decisions against the policy in force on the decision date
- Consumer Duty outcome evidence bundled with every individual decision
Decisions made computable in banking & financial services
- KYC and CDD risk rating at onboarding volume, without proportional headcount
- Sanctions and transaction monitoring alerts adjudicated with a defensible rationale for every disposition
- Lending and affordability decisions re-performable against the policy in force on the decision date
- FCA targeted support decision chains, from segment qualification to suggestion selection
- Suitability assessed under COBS 9A with a file-ready rationale
- Digital-asset and payments obligations evaluated as policy, not prompts
Banks refer too many cases for manual review, not because the policy is unclear, but because applying it consistently at volume is impossible without automation. And Consumer Duty asks firms to prove good outcomes, not assert them. Rainbird makes the written policy the executable artefact: consistency becomes a property of the system, and evidence attaches to every individual outcome.
Contact us to discuss your requirements →Every banking & financial services accelerator
In testing means the graph exists and we are hardening the evals. In build means the decision is scoped and the model is in development.
Banking & Financial Services outcomes in production
Organisations that cannot afford a wrong decision.
Make your banking & financial services policy computable
Bring one decision process. We will graph it, and show you the evidence trail it produces before you commit to anything.